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3 Main St,
Ellington, CT 06029
(860) 870-9031

Ellington Dental Insurance Coverage

Smiling man in dental chair talking to dentistGetting quality dental care at a price that fits your budget shouldn’t be stressful, but many patients say that concern about the cost of dentistry services is the main reason they avoid visiting the dentist. The Zahner Dental team hopes we can remove this stress for our patients. We provide patients affordable preventive, restorative, and cosmetic dentistry services to keep their smiles healthy. We are also happy to process and file dental insurance claims for most PPO benefit plans, and our office is an in-network provider for many major insurers. If you want to find out more about dental insurance or financing, call our Ellington dental office today. One of our caring team members will be happy to answer your questions over the phone or schedule an appointment for you to visit Zahner Dental.

Benefit Basics

Person filling out dental insurance claims formsFor regular people who don’t look at dental insurance policies on a daily basis, these documents can be more than a little confusing. Luckily for Zahner Dental patients, our knowledgeable team is here to help you parse through all the details. Your individual benefit plan represents an agreement to pay a certain monthly premium to your insurer. In return, your insurer pays a predetermined percentage of the cost of your necessary dental care up to an annual plan maximum.

Maximizing Your Coverage

Smiling woman in dental chairLike our team, dental insurance providers focus coverage on prevention. To maximize your benefit plan, you should visit our office at least twice a year for preventive dental appointments. These visits typically receive 80 to 100% coverage from your insurer, so you will have minimal out of pocket costs. During preventive dental appointments, we also partner with you to keep your smile healthy, avoiding the need for more severe oral health concerns that receive less coverage. In addition to preventive dental care, insurers typically provide the following coverage:

  • 50 to 80% coverage for restoration services
  • 20 to 70% coverage for braces and orthodontic options when elected
  • 20 to 50% coverage for other miscellaneous treatments like dental sedation and oral appliances when elected

In-Network Dental Care

Dental benefit information on computerPreferred provider organization (PPO) dental insurance plans are designed to allow for flexibility. Patients are able to choose their dentists and dental services and still receive coverage from their benefit provider. In-network dentists have relationships with the specific insurer and have agreed to charge fees within a specific price range. Out of network dentists may charge higher fees, but you’ll need to cover the difference in price as well as the out of pocket percentage of dental treatment costs. Our team processes and files claims for both in-network and out of network PPO plans, and we always try to keep our rates affordable so you receive the maximum coverage. We are in-network with the following PPO insurers:

Financing Options

At the time of service, we do ask that patients be ready to cover the out of pocket portion of treatment costs. We accept payment in cash, credit, and check. We are also happy to work with third party financiers like CareCredit to provide low and no interest financing plans for qualified patients. If your benefit plan includes a flexible spending account (FSA) or health savings account (HSA), you can also use these funds for dental treatments.